19 Point Guide to Happiness and Success.

1. Understand Your Body’s Energy Flow.

2. Sleep Enough and Don’t Be Lazy.

3. Work to a Schedule.

4. Make Lists.

5. Have Fun at the End of the Day.

6. Give More than You Get.

7. Spread Happiness.

8. Go after Your Own Goals and Pick Goals Worthy of Your Attention.

9. Dream but Take Action.

10. Know What Needs to Be Taken Care First.

11. Discipline Is More Important than You Think.

12. Hustle. Reach out, Talk to People.

13. Do Not Spread Yourself Too Thin.

14. Pick Goals with Multiple Benefits.

15. Find Accountability Partners.

16. Announce Your Plans – but Do Not Talk Too Much about Them.

17. Aim for Small Incremental Wins.

18. Treat Yourself on Small Wins.

19. Put Systems in Place.

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17 businesses you can start with little or no money

You want to start a business but do not have idea or spare money. Check out these ideas below. You can start these businesses with little or no money. These businesses can teach you all basics of running a business – setting up a shop, basics of accounting, pricing, negotiations, marketing and promotion. You will also get a taste of what it is like to be an entrepreneur.

I always tell people to start early as an entrepreneur. If you are one of the lot then pick one of these ideas, based on your interest and skill set, while you are still in school and get going.

Do not worry if you are not an early starter, you need not be young to start any of these.

1. Consulting business: Pick whatever area you have expertise in. Personal finance, brand, marketing and get going.

2. Dance/ music school: You have always been good at dance or music. Just get some practice with a local dance/music institute and start on your. Start with basic courses. Keep on learning and upgrading your offerings side by side.

3. Online business: A blog can be turned into a business but you need to put a lot of work and it may take longer than any other business to establish. Upside is that you need not work at any specified time. You can learn to code and develop various apps or get into affiliate marketing.

4. Real Estate Agency: It is simple. You go around in locality, check online and print listing for properties that are to be leased. With this info advertise in classified section of a local newspaper or craigslist. You will also need to contact the property owner and take their consent to represent them.

5. Content writing: If you have some writing chops then you can start as a writer/ blogger for hire.

6. Creative Agency: You can start a graphic design, web design or online marketing (offering services like social media marketing, search engine optimization, online advertising etc.). Start with one and add more services as you move ahead.

7. Fitness/Yoga Trainer: If you love to work out and have trained professionally this is an option for you.

8. Web Maintenance Business: A lots of small businesses get their website made for cheap and then wait for their designer to update it. You may become their angel by offering website maintenance services. Offer once a month contact and take up to 20 clients. Later as your business grows and you move on to bigger things – hire an employee to take care of this part of your business.

9. Career guide: Millions of youngsters and their parents are confused about what to do next. You can research about relevant career options for youngsters and what it takes to succeed in each area. Do not the promise the world.

Just share what you know. It is better to see yourself as a research assistant. Ask for the interest area of the youngsters and offer options based on that. If are young then pitch this as your USP as you are well versed with the thought process and aspirations of your clients.

10. Teacher: As boring as it may sound it is well paying. Check out this story to see how lucrative it can be.

11. Professional speaker/ trainer: If you have been working for a while then this is one option you can give a shot. You can start with free and move on to fee which can go up to $50,000 for a day. But thinking about $1500 a day is more realistic and you can aim for it right away.

12. Event Manager: You choose to be a corporate event manager or specialize in managing weddings.

13. Corporate gift specialist: There is good scope in this space that is why this is cluttered. You need to identify unique gifts at various price points and establish this as your USP.

14. City walks: You know more about the city you live in. You have been blogging about it for years and love to go out. Create a city walk and show people who what they have been missing.

15. Professional Photographer: Pick your niche – people, fashion, or events. You need to invest in training and gear but break even should not be far away if you play your cars

16. Chocolate maker: Chocolate is loved world over and if you learn to mould it in different shapes you have a business on your hands.

17. Tour operator: Get creative with this one. Organize gap-year programs for students or cultural heritage tours.

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How to Write a Simple Business Plan

Almost all new businesses need a business plan in order to successfully move from startup to established business. But a business plan doesn't have to be long or take months to write in order to be a useful tool for small business owners.

This exercise provides a quick and painless start to the business planning process by asking you a series of questions about your business, your goals and your future plans. The end result is a streamlined and brief business plan that you can use as-is or as a starting point for a more traditional business plan.

Time Required: 2-3 Hours

Here's How:

1.       Outline the vision you have for your business by answering these questions: What are you creating? What will your business look like in one year, three years, and five years?

2.       What is your mission? Why are you starting this business, and what is the purpose?

3.       List your overall objectives by outlining your most important business goals, and answering: Are your business goals considered SMART goals? How will you measure success in achieving your goals?

4.       Write down your business strategies by answering these questions: How are you going to build your business? What will you sell? What is your unique selling proposition (i.e., what makes your business different from the competition)?

5.       What is the total startup capital you will need to launch your business?

6.       What do you estimate your business's ongoing monthly expenses will be immediately after launch, in three months, in six months, and in one year?

7.       What do you anticipate your business's ongoing monthly income will be immediately after launch, in three months, in six months, and in one year?

8.       Create an action plan by answering: What are the specific action items and tasks you need to complete now? What are your future milestones? What will need to be accomplished by those milestones in order to meet your objectives?

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5 Ways to Overcome the Fear of Failure

1. Do Your Research

Fear of failure can often be exacerbated when there is a lengthy list of unknowns. While you can't possibly have every piece of relevant information, arming yourself with the most important data and using it to make smarter decisions can help alleviate the fear of failing. Having access to information, and being "in the know" can be empowering.

One thing to be cautious of when researching and gathering information is not focusing so much on data that you lose sight of the purpose. It is possible to become so enthralled in the research stage that you enter a passive, stationary mode, and have an even harder time taking action. Be diligent and thorough when gathering information, but keep it in perspective.

2. Create a Solid Plan

Writing a business plan isn't easy, but it is usually well worth the time you put into it. An effective plan can help you take an idea from the earliest stage and create a thriving business. It can act as your roadmap by guiding you through the entire business startup and growth process.

Setting goals can also be an effective way to stick to a plan and eliminate some of the fear. Breaking down your larger goals into small action steps and using the SMART goal setting method can be effective ways to use planning to reduce the fear of failure.

3. Identify a Plan B

Some may say that creating a contingency plan sets you up for failure, but in reality, having a fall-back plan can make it easier to take a chance. When you start a business, you are taking a measured risk, and by considering the possible outcomes and planning for them accordingly, you can build confidence and be secure in your decisions.

It's also important to note that your Plan B doesn't have to focus solely on an alternative course that you will take if you are to fail. Your Plan B can be a way for you to consider and plan for alternative paths to your end goal. This can give you flexibility and help you make adjustments to your primary goal as you go through the process.

4. Consider the Price of Inaction

Envisioning what may happen if you don't take a chance by striving for your goal and starting a business can be a powerful motivator. The thought of what it may feel like, now and in the future, to know that you had a dream to start a business and never took the leap may be enough to push you past the fear.

5. Get Support

When you do something alone, it's easy to get stuck inside your own head. The uncertainty, questions and fear of failure can be overwhelming when you don't have a support system to join you on your journey. Your support system could be a business partner, spouse, mentor, coach, friend or local networking group. As long as your support system boosts your confidence, helps you think objectively and cheers you on, you can often reduce the fear of failure because you know you are not alone.

Fear is not a bad thing. It can make you work harder, prepare more and enjoy your success fully. If you're starting a business and feel overcome by a fear of failure, trying letting go and embracing the challenge, and you may be surprised where it takes you.

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Top 5 Questions to Ask Yourself Before Starting a Business

1. Have I set goals and do I have a plan for reaching them?

2. Will I be able to follow my plan without breaking any laws or regulations?

3. Have I fully considered the financial implications of starting a business?

4. Is my support network in place?

5. Do I have what it takes to make it as a business owner?

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